SBA Loans

We Have a Small Business Loan for Your Company

Your company deserves to have access to flexible and fast funding when you need it. Here at Big Wave Capital, we specialize in small business loan products that you can use to finance equipment, renovate a piece of real estate, or use as working capital. You don’t need to worry about waiting too long for loan approval. We take pride in funding our SBA loans very quickly so we don’t waste your time.

Loan Details and Qualification Criteria

We don’t require pristine credit profiles to qualify for any of our small business loan products. We only require you to have well-managed cash flow and a minimum qualifying credit score. Here are some details of our SBA loan products:

  • Financing up to $5 million
  • No prepayment penalties
  • Terms to 25 years
  • LTV up to 90%
  • Prequalification process that delivers results in just 48 hours
  • Fully amortized loans
  • No balloon payments

Depending on your qualifications, you could receive financing of up to 80%! We work with all types and sizes of businesses, so don’t hesitate to apply.

Equipment Financing

You’ve probably noticed how pricey equipment can be. Fortunately, you don’t have to pay that full cost out-of-pocket when you rely on our equipment financing program. We cover practically all equipment types, including:

  • Laundry and dry-cleaning equipment
  • Binding and printing machinery
  • Machine tools
  • Trucking and heavy equipment
  • Medical and diagnostic equipment
  • Manufacturing equipment

In addition to equipment loans, we can also lease equipment to you.

Real Estate Financing

If you’re in the commercial real estate market, we have financing solutions that are perfect for you. We regularly finance:

  • Car washes
  • Child care facilities
  • Motels
  • Hotels
  • Car dealerships and repair shops
  • Gas stations
  • Nonconforming properties
  • Single-purpose buildings

Reach out to us if you would like a generous SBA loan for your real estate financing needs.

Learn More

In addition to the above loan types, we have many other types of small business loan products. We invite you to reach out to us today to learn more about these products and our qualification requirements.